We, ZeroPay founded in 2021 by Dinesh Kumar, Sumit Kumar and Ashok Kumar Sangwan, we commenced operations as a mobile wallet to make digital payments convenient for our users. Our use cases have since expanded to include bill payments, e-commerce shopping, payments at petrol pumps, large retail chains, Kirana stores, etc. Our platform also enables peer-to-peer payments via Unified Payments Interface (“UPI”), ZeroPay Wallet as well as ZeroPay Wallet to bank payments.

Very Soon, we are going to launch ZeroPay web and smartphones App, with a focus on the Indian middle-class population to enable them to make payments for daily life use cases. ZeroPay is focused on providing this unserved Indian population their first experience of credit.

Zeropay enables online websites and mobile apps to collect payments from their users using multiple payment options, including debit cards, credit cards, mobile wallets, UPI, and net banking.

Digitally paying users have been rapidly growing in India in the last decade, but the credit card penetration in the country is still only 3.5%. We are focused on addressing the unmet credit needs of the fast-growing digitally paying users by combining the convenience of everyday mobile payments with the benefits of BNPL.